Enter how many ounces you currently hold, select a swap pair, and see exactly how many ounces you would receive at the current ratio — and how many you would gain if the ratio reverts to its historical average.
At a ratio of 101.2, your 100 oz of silver converts to 0.9878 oz of gold. If the ratio later falls to its historical average (~65), your gold would be worth 64.2 oz of silver — a gain of -35.8 oz vs. staying in silver.
| Ratio | oz Gold | Equiv. oz Silver |
|---|---|---|
| 121.5 | 0.8232 | +0.00 |
| 111.4 | 0.8980 | +0.00 |
| 101.2current | 0.9878 | +0.00 |
| 91.1 | 1.0976 | +0.00 |
| 81.0 | 1.2348 | +0.00 |
| 70.9 | 1.4111 | +0.00 |
| 65.0avg | 1.5385 | +0.00 |
| 60.7 | 1.6463 | +0.00 |
The ratio swap strategy allows you to accumulate more ounces of a physical metal over time without adding new capital. When a ratio is at a historical extreme, you swap from the expensive metal into the cheap one. When the ratio reverts toward its historical average, you swap back — ending up with more ounces than you started with. The key insight is that you are measuring wealth in ounces, not dollars.
DISCLAIMER: This calculator is for educational purposes only. It does not account for transaction costs, dealer premiums, taxes, or other real-world factors. Results are hypothetical and based on historical ratio averages. Past patterns do not guarantee future results. This is not financial advice.